The threshold is 10 million yuan. The loan interest rate is 0.9 times -4 times that of the bank. The reporter learned yesterday that the small loan company will test the water in and the relevant management measures will be introduced soon.

The reporter learned from relevant channels that the above management regulations stipulate that small loan companies can be initiated by enterprises or natural persons and other social organizations with a minimum registered capital of 10 million yuan.

The scope of business shall not exceed the registered counties (cities or districts), nor shall it be allowed to deposit or raise funds illegally.

According to the regulations, the small loan company has only one business, that is, "small sum and decentralization" principle, giving loans to small businesses and "three rural".

The floating rate of loan interest rate is 0.9 times -4 times of the central bank's benchmark one-year lending rate.

The small loan companies undoubtedly provide a legitimate and convenient financing channel for businessmen who lack money.

And for all kinds of investors who have lots of money on their hands, lending money is no longer necessary.

In addition, if the small loan company operates well, it can apply to the banking supervision department to pform into a village bank and carry out more financial businesses, such as absorbing public deposits.

It is understood that small loan companies will get preferential policies similar to rural credit cooperatives and village banks.

Municipalities and municipalities in the province have been actively and steadily experimenting, and only one family has been set up this year to gain experience and expand pilot projects.