Modern business operators should have strong awareness of raising funds and financing and skills of raising and financing.

The specific ways of financing in modern economy can be divided into: internal financing, bank loans, issuing bonds, securities, financing leases and so on.

As long as the managers conscientiously grasp their skills, business operators can naturally cross the business world and relieve their worries.

It can also be said that as long as "seek to borrow" success, it will open up a broader prospect for the development of enterprises in the future.

What are the internal financing modes of enterprises? Specifically, the internal financing of enterprises refers to the way of raising funds by internal capital, and the internal financing of enterprises belongs to the enterprise's own funds.

And a large part of the formation of its own funds is formed gradually through its own accumulation in the process of operation. Compared with other financing methods, the biggest feature of internal financing is the lowest financing cost. Therefore, in the specific operation, this kind of financing mode should be the preferred position of enterprise owners.

At present, China's enterprises can learn from foreign economies by adopting the following two forms.

First, enterprises sell off financing, and sell off financing by enterprises. It refers to a way to liquidate a certain department or part of assets of an enterprise to raise funds needed.

Its main characteristics are: 1. The process of assets selling and financing is the process of redistribution of enterprise resources, that is, the pformation of business structure and capital allocation to the direction of high efficiency.

It is fast and adaptable. (2)

It is difficult to accurately establish the price of assets sold. (3) the target of selling assets is difficult to choose. Therefore, we should pay attention to avoid selling off the assets of the future high profit sectors.

Second, using accounts receivable financing, accounts receivable financing is a way to raise funds by using accounts receivable as collateral. It is divided into two forms.

(1) accounts receivable collateralized mortgage receivables mortgage financing method: the loan enterprise (that is, accounts receivable enterprises) and the bank or company that contracts the business, enter into a contract, the enterprise takes account receivable as a guarantee, and within the prescribed time limit (usually one year), the enterprise limit to the bank loan financing.

(2) accounts receivable are allowed to sell. This refers to a way for enterprises to pfer accounts receivable to specialized accounts receivable collection and loan companies that purchase receivables for industry.