Borrowing and paying money is a frequent occurrence among people.

Generally speaking, the larger the quantity, the greater the connection. If the quantity is small, the borrower will easily forget.

A borrower, a man or a woman, should not borrow money from anyone who is good friends or relatives.

Even the most modest borrowing should be taken seriously.

Customers who borrow stamps, coupons or small change, and a small box of cigarettes or a bottle of ink from small shopkeepers should remind themselves in handwriting and put them in a wakeup place.

Borrowers should pay back as soon as possible.

First of all, it is polite to do so. Secondly, the longer it is delayed, the easier it is for borrowers to forget.

There is no justification for habitual borrowing.

Such casual habits will annoy good borrowers and bring bad reputation to borrowers.

It is more feasible to borrow an appropriate amount of money from some commercial agents instead of borrowing from individuals.

Dealings with agency banks are more convenient than personal convenience.

If a friend or relative is willing to lend a considerable amount of money, a wise borrower should sign a written proof of the paction and write a clear return time.

The lender should weigh the consequences before he says yes or no. He should know if he will sacrifice or cause his dissatisfaction and whether the borrower is reliable.

He should understand that borrowers can return in time, or they will often hurt the friendship between the two sides.

The simplest answer to any request for a loan is to acquiesce in it, not to push it too far, and then forget it.

If the borrower forgot to repay the money, the kindness would not be rewarded.

Usually, people are happy to return it.

If you borrow a small amount of money 25 cents, 1 dollars or 2 dollars, such as a tip or a rental fee, you are not too embarrassed to ask for return. The simplest way is to say nothing. Next time, let the other person pay.

If the amount of borrowing is relatively large 5 US dollars or more, it is best to remind borrowers in a week or two weeks.

People can create such an opportunity by themselves, and assume that he is willing to return it, but forget it.