The discipline of bank settlement refers to the behavior norms that should be observed in the process of handling the specific settlement business by all units or individuals who pfer accounts through banks.

It has made uniform provisions in the compilation of payment and settlement system.

(1) four payment is not allowed for units and individuals.

1, it is forbidden to issue bills or forward cheques without financial guarantee to obtain bank credit.

2, it is forbidden to issue, obtain and pfer bills without real pactions and claims and debts, and acquire funds from banks and others.

3, no unreasonable refusal to pay, arbitrary occupation of other funds.

4. No violation of regulations is required to open and use accounts.

(two) banks are not allowed to handle payment and settlement eight.

1, no reason to suppress votes, any refund, interception, misappropriation of funds and users.

2, no reason to refuse to pay the bills payable by the bank.

3, do not accept unreasonable refusal to pay, do not deduct the late fee.

4. No bank draft, bank cashier and short remittance are allowed to be issued.

5, no additional conditions are allowed outside the payment and settlement system, which will affect the clearance of the remittance channel 6, and it is not allowed to violate the regulations to open accounts for units and individuals 7.

6, we must not give up sanctions against violation of settlement discipline.