What Is Intellectual Property Pledge Loan?
Intellectual property pledge loan It refers to the patent right, trademark right, and property right in the copyright, which are legally owned, and then apply to the bank for financing after evaluation. Because of the particularity of the implementation and Realization of intellectual property rights such as patent rights, only a handful of banks provide the financing convenience to some small and medium-sized enterprises, and generally need to be insured by the legal representatives of enterprises.
Knowledge is power.
Obsolete
Now, what is popular now is knowledge, that is, loans. Why not? Intellectual property pledge loan! Intellectual property pledge loan simply means to apply for the loan with your patent, trademark or copyright.
Intellectual property loans usually have to be carefully assessed by banks, which is determined by the particularity of the pledge of intellectual property loans.
Nowadays, there are not many banks offering intellectual property loans, and additional legal protection is required.
Despite the formalities, owners of proprietary intellectual property rights are still a good way to raise capital.
Intellectual property mortgage loan
Let's talk about Chongqing.
Chongqing's cultural industry Guarantee Corporation and the Three Gorges guarantee group have been officially launched recently.
sign
The cooperation agreement.
In view of the difficulties in financing small and medium enterprises in Chongqing and the lack of sufficient operating funds, intellectual property pledge loans are launched through pledge such as copyright and intellectual property pledge.
Small and medium-sized cultural companies generally have a small amount of material that can be mortgaged, difficult to realize the pledge of intangible assets, and low credit level of mortgage guarantee.
After the intellectual property loan, even if there is no collateral in kind, the exclusive copyright and intellectual property pledge of the cultural industry can be used as collateral.
Even a cultural enterprise in Chongqing used CCTV's broadcasting rights as a pledge to obtain intellectual property loans.
Intellectual property pledge loan is very common in developed countries in Europe and America. In China, it is in its infancy, and there are still many areas to be improved. Therefore, entrepreneurs must have certain psychological preparation before applying for intellectual property loans.
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