Difference Between General Household And Basic Household
The basic deposit account refers to the bank settlement account opened by depositors for daily transfer settlement and cash receipts and payments.
The use of basic deposit accounts includes: capital receipts and payments of depositors' daily business activities, salaries, bonuses and cash withdrawals of depositors.
A general deposit account is a depositor's account in a basic deposit account due to borrowing or other settlement needs.
The general deposit account is mainly used for depositors' loan transfer, loan repayment and other settlement funds receipts and payments. General deposit accounts can be paid in cash, but cash withdrawals are not allowed.
The opening of basic deposit accounts and general deposit accounts shall be handled in accordance with the prescribed procedures and relevant supporting documents shall be submitted.
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