For those who are not well-to-do, financial management is now very important.

In fact, personal finance is a very easy thing, you just need to know how it operates.

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Don't do anything you want.

The system plans its own expenses and uses a notebook to record its expenses.

A clear record allows you to avoid bank overdraft or exceed your credit limit.

This habit will also let you know your consumption pattern.

Make a budget for yourself, as long as you have a reasonable arrangement for your month's money, but don't be a moonlight clan.

Keep good data.

In addition to familiar and trusted people, never reveal your bank password and credit card information to anyone.

To enjoy your campus life and to go out of school, you will get lost in the world.

Don't go shopping with family rich people.

Some children have a strong family, and shopping with them will cause you to spend more than you can afford.

So the only way is to stay away from home and try to stay in school.

Learn to earn money and become a good intern. Good working habits will bring you great rewards.

After graduation, you can also use these experiences to help you find a better job and become a future.

Learn to invest. Even if you don't have much money, you don't need to pay too much attention to details, and you don't have to worry too much about returns.

The most important thing now is to develop the habit of investing.

Because in 10 years, you will be grateful for this decision.