The current rate hike is still expected. Short term financial products Favored by the public, many financial products have been "repeatedly". Spike The grand occasion. Financial experts from the East Branch of Fuzhou branch of the Construction Bank suggest that we should use "three tactics" skillfully to ease the short-term financial products of banks.

It is reported that, because of the recent stock market and property market lingering, many investors have invested their eyes on short-term financial products of banks. The demand for financial products has increased day by day, forming a tight situation of "in short supply". Many investors who eagerly look forward to short-term financial products have issued a sigh that they are too eager to buy.

The financial planner of Fuzhou East Branch of CCB believes that at present, most of the financial products issued by domestic investors for general investors are mostly 50 thousand yuan. RMB As a starting point, some foreign currency financial products are also based on an equivalent value of 50 thousand yuan for investment, and ordinary urban families are easy to participate. In view of the current interest rate expectations still exist, the bank short-term financial products sales hot, to buy really needs a little skill.

　　 First, get the information for the first time. Nowadays, the financial management service areas of major banks are equipped with professional financial managers to analyze and explain their customers. They will understand your financial status, investment experience, investment purpose, risk preference, investment expectation and so on in accordance with the standard process, and fill out the personal customer profile form to establish personal data files. In this way, when issuing financial products, banks can notify customers at the first time.

At the same time, customers can also consult the bank outlets or refer to the product information published by the outlets. For example, the financial planners of the financial management center of the East Branch of the Fuzhou branch of the Construction Bank of Gutian, the financial advisers of the JD financial intelligence studio, will edit the "daily hot product tips" every day for reference in the selection of customers' investment.

　 Second, deal with transaction procedures seriously. The purchase procedure for buying financial products is not so simple. When investors invest in investment funds, financial officers will remind investors to read contracts, contracts and risk disclosures again. If you feel the risk of investment at this time, you can terminate the purchase of the product. If there is no objection, you can make capital transfer and obtain relevant business vouchers and bills.

　 Third, most banks offer online banking services in addition to traditional counter sales, which greatly facilitates buyers. Online banking has the advantage of not being restricted by the efficiency of the counter service. It does not need to fill in complicated vouchers, and customers can purchase them flexibly according to their own time.