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Compared with the Wenzhou gold reform, the key point is to straighten out the private lending system. The core of the Pearl River Delta lies in the internationalization of finance. The focus of Quanzhou gold reform is "developing the petrochemical industry, < a href=" //m.pmae.cn/news/index_x.asp "> footwear industry < /a > a href=" http://pop.sjfzxm.com/popimg/fz/index.aspx "> the textile and garment industry < /a > Investment Fund pilot, supporting the establishment of venture capital guiding fund, and increasing the government's investment in the venture capital fund."

The direction of serving the real economy is very obvious. The Quanzhou gold reform can be clearly separated from the previous two periods.

At the time when China's economy is moving towards structural pformation and revitalization of the real economy, it is a good move to revitalize the private economy by taking gold as a breakthrough.

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< p > at present, the private economy in Quanzhou is extremely developed, with a large number of well-known brands, dozens of listed companies inside and outside the country, Jinjiang's < a > shoes industry < /a >, Shishi's "a href=" //m.pmae.cn/news/index_f.asp "> clothing" /a ", Dehua ceramics, Nanan's plumbing and so on, has formed a number of influential industrial clusters nationwide.

However, most enterprises are in the process of pformation from extensive to brand. There is a general problem of low profit and low innovation.

And the most important need for pformation is plenty of money.

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These years, because of the lagging financial system reform, these enterprises are unable to obtain loans in the state-owned banking system. In the end, most of them resort to private lending systems. P

At the same time, the investment channels are limited. Many private capital in Quanzhou are involved in the real estate field, or put in usury, and rely on mutual trust as the prerequisite for capital lending.

Famous companies such as the seven wolves (18.88, -0.27, -1.41%) and 16.30,0.08,0.49% have directly or indirectly participated in a lot of financial and real estate investment, but they have not stopped in the planning pformation of the main production level.

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< p > now, Quanzhou gold reform aims at activating industrial capital. If implemented, it will lay the foundation for the next development of Quanzhou private enterprises.

In addition to financing private enterprises, standardized industrial investment funds can also take advantage of their own professional advantages to actively participate in the management of invested enterprises.

In this way, we can avoid the past private lending mode, so that enterprises simply fall into the plight of the capital chain crisis simply to win short-term profits.

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< p > next, < a > Quanzhou gold reform < /a > need to guard against the mistakes of Wenzhou gold Reform -- big thunder and little rain.

Since the start of the Wenzhou gold reform in March this year, many substantive reforms have been difficult to push forward, and the effect has not been remarkable for more than nine months.

The operability of Quanzhou gold reform is obviously higher than that of the former two. There is no need to gnaw away the hard market of interest rate marketization and private banking pilot.

Moreover, the risk of private lending in Quanzhou is much smaller than that in last year's Wenzhou. Besides, Quanzhou's local real economy has been developing rapidly for a long time.

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< p > at the same time, we should prevent the risk of "mutation" of Quanzhou gold reform.

Although the policy document is written to serve the real economy, in the specific implementation process, it is limited by the unique culture of Minnan enterprises, and the real economic environment can hardly be changed in the short term. Quanzhou gold reform will become a big feast at any time.

The gold reform with the introduction of capital into the entity may attract a number of private capital to set foot in it, and start small loan companies and industrial funds. This is not the original intention of gold reform.

Industry and gold reform, whether the two can be integrated properly, whether Quanzhou private enterprises can achieve the two leap, we will wait and see.

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