For small and medium business owners, personal experience can also be used as one of the financing conditions to bring more concessions to their loans.

A commercial bank in Quanzhou has launched a "business loan" tailored for small business owners and individual business owners. Business owners who have worked for more than 5 years can get a discount of 10% or a 15% discount on financing.

Miss Cai, the retail department of the commercial bank, told reporters that small and medium-sized enterprises only need to provide proof of their personal business and mortgage property. The banks can make comprehensive assessments of their mortgages, property and storefronts and workshops, and determine the amount of loans, interest rates and years of residence, so that after completing the mortgage registration, they can issue loans.

In the first half of a month, loans can be granted. The minimum amount of application is 3 million yuan, and the maximum loan amount can reach 40 million yuan, which can meet the needs of most private enterprises.

In addition, it can apply for a revolving credit loan, which can be used with the loan and the amount is recycled.

Yang Jing: editor in charge