Here world clothing shoes The Xiaobian of the hat net introduced the business treasure to start the business of "small and micro financial services".

A few days ago, the e-commerce Department of the Internet financial listed company net Sheng business treasure announced that "small and micro financial services" business officially started. Sun Deliang, chairman of business treasure, said that the three major strategies of online business treasure are "electricity supplier, data and finance". Among them, the core of "financial strategy" is mainly composed of B2B trading platform, B2B large payment platform (Business Communication), financing platform (net Sheng financing), and online logistics platform.

Business treasure has been quietly running in Zhejiang since the end of May. Small micro finance Since its service, a variety of financial services product system has been initially formed for 50 thousand ~300 yuan. As platform derivative "value-added services", at present, the above financing services are only open to small and micro enterprise members of its B2B platform. As a small and micro enterprise, financing difficulties have always been a stumbling block restricting our development. This time, the millions of loans from the Bank of China, which was acquired through the online business treasure, really solved my urgent need. Mr. Huang, who runs an import and export company in Xinchang, Shaoxing, has recently handled the first loan of 1 million yuan in the Xinchang branch of the Bank of China. The annual interest rate is only 10%, providing financial support for customers to purchase pharmaceutical raw materials from Shandong and Hebei. This has a strong demand for financing for many small and micro businesses, but it lacks sufficient collateral and eliminates mutual security concerns among enterprises.

The reporter learned that enterprises with loan demand are becoming members of the B2B e-commerce platform after the online business business. If you click on the mouse to submit the loan demand online, after the business treasure and bank audit and credit, establish a "mutual aid group" to pay the corresponding margin, and then participate in the guarantee by the professional Guarantee Corporation, then truly realize the "unsecured and unsecured". The bank can quickly provide enterprises with short-term credit financing ranging from 500 thousand ~300 yuan.

Sun Deliang said that business treasure has three advantages in developing financing services: first, good brand effect and smooth financing channels of listed companies; two, in the 16 years of B2B industry, 10 million small and medium-sized enterprises resources of 100 websites of business treasure, through "progressive marketing", lay a good foundation for the development of new customers of interconnected financial services. Three, rely on big data to establish a perfect wind control means. The online transaction behavior records of enterprises on the business treasure business platform can be used as an important supplement to the information materials for the trial; meanwhile, the business personnel have a full investigation of the financing of the proposed financing enterprises. In addition, the commodity data platform -- the upstream and downstream of the business community to financing enterprises. product price Fluctuations are well monitored. Therefore, the company's overall risk control ability is very strong.