All units must understand and abide by the following basic requirements when handling bank settlement. Firstly, all units must abide by the national laws and regulations and the provisions of the bank settlement office when handling settlement. Secondly, in addition to using cash in accordance with the national cash management regulations, all economic transactions must be settled by transfer. Thirdly, the unit that opens an account in the bank shall handle the transfer settlement, and there must be sufficient funds in the account to guarantee the payment. Fourthly, all units must use the bills and gross settlement certificates uniformly prescribed by the bank for settlement, and fill in them correctly according to the regulations. Fifthly, banks and units should abide by the settlement principle of "abiding by the credit, performing payment, whose money goes into whose account, who controls, and the bank does not advance money". Sixthly, banks shall examine bills and settlement vouchers in accordance with the provisions of the settlement measures. The economic disputes between the two parties shall be handled by themselves or applied to arbitration organ or people's court for settlement or adjudication. Thirdly, it is the right of the bank to maintain its own funds. Except for the supervision items of the head office of the people's Bank of China authorized by the state law and the State Council, all banks shall not accept the matters entrusted by other departments and localities, and shall not inquire and deduct money on behalf of any unit, and shall not stop the normal payment of unit deposits. Eighth, all units must strictly abide by the bank settlement discipline when handling settlement. They are not allowed to issue dishonored cheques and post dated cheques, and are not allowed to steal bank credit. .