The discipline of bank settlement refers to the behavior norms that should be observed in the process of handling the specific settlement business by all units or individuals who pfer accounts through banks.

It has made uniform provisions in the compilation of payment and settlement system.

It is not allowed for units and individuals to handle payment and settlement four.

1, it is forbidden to issue bills or forward cheques without financial guarantee to obtain bank credit.

2, it is forbidden to issue, obtain and pfer bills without real pactions and claims and debts, and acquire funds from banks and others.

3, no unreasonable refusal to pay, arbitrary occupation of other funds.

4, not allowed to open and use accounts in violation of regulations.

(two) banks are not allowed to handle payment and settlement eight.

1, do not allow any reason to press the bill, any refund, interception, misappropriation of users and his funds.

2, no reason to refuse to pay the bills payable by the bank.

3, do not accept unreasonable refusal to pay, do not deduct the late fee.

4, no open bank draft, bank ticket and empty remittance are not allowed.

5, no additional conditions are allowed outside the payment and settlement system, which will affect the clearance of the remittance channel 6. No violation of the regulations is required to open accounts for units and individuals 7.

6, do not give up sanctions against violation of settlement discipline.