According to the Burma times, although Burma has gradually relaxed its foreign exchange control, the central bank has begun to allow local banks to conduct foreign exchange transactions although they have amended the foreign exchange trading regulations. However, according to Burma enterprises, local banks require customers to produce foreign exchange bills after they produce the bill of lading, which will cause many problems to the trade transactions of enterprises.

Burma's domestic import and export businesses complain that banks must produce shipping documents for each remittance, for example, the buyer is only remitting the advance payment, which means obtaining the bill of lading is not practical in practice. In addition, many transactions can be reduced by credit relationship. If they are shipped, they may be collected in a few months. Under the existing regulations, many sellers are unable to collect money from buyers, so they have to transfer their money from other accounts through Singapore bank to Burma's domestic banks to increase unnecessary service costs. As most businessmen in Burma are paying through Singapore bank for trade payment, only Singapore bank can benefit from service charges.

Burmese complain about outdated regulations that make it harder for local businessmen to use local banks. The local banks in Burma indicated that everything was in compliance with the provisions of the Central Bank of Burma. The Burma foreign exchange control act was promulgated in 2012 and revised in December 15, 2015, that is, Burma people must comply with the instructions of the central bank when they engage in gold, foreign exchange and jewellery trading.