Following the approval of the first batch of National Development Bank's old industrial bases to revitalize loans, the second batch of loan projects in our city began to accept applications before.

By the end of this year, small and medium-sized enterprises in our city will get a total of 68 million 500 thousand yuan of low interest loans in batches.

This year, the State Development Bank has provided the city with a total loan amount of 100 million yuan for the old industrial base revitalization project, low interest loans. By the end of this year, a total of 68 million 500 thousand yuan of low interest loans can be provided to small and medium-sized enterprises.

On 6 29, the relevant personnel of the Municipal Economic and Trade Commission's project office told reporters that the small and medium-sized enterprises in our city had a funding gap in the project construction. At the same time, the project conforms to the direction of the national and Daqing regional economic development, and is conducive to increasing social employment, and can apply for the loan.

The Municipal Economic and Trade Commission set up a loan management agency for the revitalization project of the old industrial base, which is responsible for accepting loan applications and conducting pre loan investigations.

The implementation requirements of the old industrial base revitalization project provided by the Heilongjiang branch of the National Development Bank of China are: the objects of such loans are supporting projects for infrastructure projects, basic industries and pillar industries such as large and medium scale capital construction and technological pformation, including rural development, regional development, going global strategy, high technology and new material projects, and six major industries supporting projects.

The key support areas include small and medium-sized enterprises that increase the number of urban employment personnel, high-tech entrepreneurial SMEs, old industrial base revitalization projects, and agricultural industrialization leading enterprises and professional households that are of great significance for solving the "three rural issues" and developing the rural economy, and in line with the regional layout of the dominant agricultural products of the Ministry of agriculture.

The loan interest rate carries out the loan interest rate announced by the people's Bank of China in the same period. As an incentive measure for honest and trustworthy enterprises, it allows interest rates to float downward, with a maximum floating rate of 10%. In accordance with the regulations, the discount rate is controlled within 40%.

At the same time, at the same time, at the same time, in order to meet the requirements of the province, the loan application should have the following conditions: the borrower belongs to the SME Credit Promotion Association member unit; the product has market benefits; the borrower has basic operating conditions and operational capacity; its own capital is not less than 30% of the total investment; it has the ability to repay debt and interest on time; there is no bad credit record; it can provide effective guarantee.

The borrower (referring to the borrowing enterprise) should submit the following materials for written loan application: loan application; business license and code certificate copy; the copy of the legal representative's identity card; photocopy of the tax registration certificate; the copy and password of the loan card; and the financial statements over the past 3 years, including the balance sheet, profit and loss account, cash flow statement, etc., the feasibility study report and relevant approval of the loan project, and the explanation of the loan guarantee.

The National Development Bank, founded in March 17, 1994, is the only policy financial institution with a ministerial level in China. It is directly under the leadership of the State Council and is subject to the supervision of the people's Bank of China in banking business.

The main tasks of the State Development Bank are: in accordance with the strategic objectives and direction of national economic development, based on national credit, relying on market bonds, raising and guiding funds at home and abroad, following financial rules, and using various modern financial instruments to provide financial services for national infrastructure projects, basic industries, pillar industries and key construction projects of new and high technology industries, and promoting sustained, rapid and healthy development of the national economy.