In recent years, many readers have entered the newspaper hotline to consult relevant policies on small loans.

Some of the laid-off workers who have already done something are facing a shortage of funds at the start-up stage. What procedures do they need to ask for applications for small loans?

According to the relevant people of the Municipal Bureau of labor and social security, all laid-off and unemployed people who meet the loan conditions and operate small profits can apply, and the place where they submit their applications and receive preliminary examination is their communities.

According to Ms. Fei, who is responsible for employment in the Penglai community of petroleum street, "the laid-off and unemployed people who have the idea of loans should come to the community to declare their employment preferences, identity cards, rental agreements or property certificates, business licenses, tax registration certificates and enterprise codes.

In addition, it is necessary to prepare a small loan application before the declaration, which explains the loan intention and the current operating condition (A4 paper printing).

A repayment plan is submitted, and an agreement signed with the guaranty person is also attached.

After the first trial of the community is qualified, it is reported to the streets. Finally, the three departments of labor, finance and banking jointly try to determine the loan.