Cardholders are very important to learn the common sense of credit card security and prevent their interests from being infringed.

The frequency of credit card use has increased dramatically.

Experts remind that cardholders should learn more about common sense of credit card security and prevent their interests from being infringed.

It has become a fashion that "one card goes in hand and goes all over China".

But when credit cards bring us convenience, we also have risks.

Cardholders must understand the safe use of credit cards and enhance their awareness of self-protection.

Ye Yunzhang, director of the bank card department of ICBC Fujian branch, said that as long as cardholders carry out necessary precautions, the risk of bank cards can be avoided.

Ye Yunzhang said that to guard against the risk of bank cards, there is a sentence called "three big tricks" and "eight points of attention".

"Three tricks" refers to three major categories of deception.

One is high-tech crime.

For example, installing a micro camera on the ATM machine, using high tech crime such as piracy, etc., the two is to make use of people's psychology of committing paralysis and credulity.

Such as false card empty card to drop, paste "notice" and so on.

The criminals posted a so-called "urgent notice" on the ATM machine, claiming that the computer virus surveillance center of the head office was urgent to notify that the ATM system was attacked by viruses. In order to ensure the safety of users' funds, users must pfer funds to designated accounts to upgrade the antivirus sequence.

However, as long as the user pfers funds into the account, he will be immediately taken away by the criminal. Three, he will use others' identity cards and other valid documents as collateral and apply for an account to defraud.

For these tricks, cardholders should be more careful in eight aspects.

First, when you get a card, you should check the password envelope, if the envelope is opened, then change it immediately; second, change the password immediately, do not use passwords such as telephone numbers, birthdays, etc. to make passwords; third, password and card number should not be easily shown, because criminals can only use high technology to raise cash if they know the password and card number.

Fourth, the receipt is not allowed to be lost at random, because there are card numbers on the single card. The separate ID card and credit card are stored separately to prevent loss at the same time. Because ID cards can not be passwords, they can not be withdrawed, and ID cards can not be easily borrowed. Fifth, cards can not be put together with magnetic objects to prevent demagnetization. Sixth, when operating, pay attention to whether there are redundant devices such as cameras on the ATM machine. When we lose the cards, we should promptly report the loss and change the password. Seventh, do not trust the "urgent notice" and "announcement" in order to avoid being deceived; Eighth, when consuming in public places, the cashier should check carefully after receiving the cards, so as to avoid dropping them.