Starting a business is running a marathon, not running 100 meters. Many people start the business with the spirit of running 100 meters.

If you do a good job in asset allocation and know how to calculate the so-called "three life's money", the risk can be controlled.

The first sum of the money is the "family expenses", that is to say, to spend one to two years of family expenses. The second money is to keep the old books, which can be used in savings or steady investments, such as blue chip stocks, real estate or funds. The third money, after deducting the above two money, can be regarded as "idle money", which can be invested in business, and if earned, it can enjoy life earlier, if it is compensated, it will not immediately affect life.

At the same time, we must write the business plan.

The business plan is not written to the bank, it is for you to read it, because it is doing sand table deduction, thinking ahead of all the problems that will be encountered, and making preparations for everything, instead of thinking about what to do immediately, until the money is spent, it is hard to buy a predawn road.