With the rapid development of economy, the whirlwind of financial management has swept the streets of Shenzhen. Both talented women and rich women want to learn how to manage their wallets. A few days ago, the financial management expert of TEDA Heyin proposed "smart financial management in three steps" to help you realize your dream of "rich woman" from 1000 yuan. Financial experts believe that the first step to become a rich woman's smart financial management is to save. Saving may not make you rich, but you can't be rich without saving. For most women, utilities, rent, parties, movies, new clothes Unconsciously, there is no money to save. How can I save money? It is better to calculate the necessary expenses when paying salary every month, and then make a fixed deposit in the bank or a fixed investment in the fund immediately for a part of the remaining assets. String 6 The second step of smart financial management is to keep accounts and manage personal income and expenditure. After seeing their own small account book, smart women will judge the difference between necessary expenditure and waste. Or use a credit card to trace the history of each expenditure and remind yourself to increase income and reduce expenditure. String 9 The third step of smart financial management is to choose the right investment tool to speed up wealth. With a monthly investment of 5000 yuan, how many years will it become 1 million yuan? If the fixed deposit method with an annual return on investment of 2% is selected, it will take 15 years; It only takes 10 years to select an investment tool with an annual return of 10%. String 2 Experts believe that among the current popular financial tools, giving money to fund experts for collective financial management saves time and effort. The starting point of fund investment is only 1000 yuan. Investing 1000 yuan in a fund in the A-share market is equivalent to investing in enterprises nationwide.