With the development of small and medium-sized enterprises in Shishi, the demand for guarantee financing in society, especially the demand for short-term financing in the development stage of SMEs, has provided broad market space for the development of guarantee industry.

Shishi existing Guarantee corporation should actively build nesting Phoenix, constantly introduce all kinds of talents, strive to promote continuous development of enterprises, provide loans guarantee for more SMEs, and also benefit from their own growth and growth.

"An experienced business manager of our company recently left Quanzhou and went to work in a Guarantee Corporation in Shanghai."

A few days ago, some shareholders of a Guarantee Corporation in Shishi were somewhat depressed. Although the flow of personnel was a normal thing for an enterprise, experienced and professional professionals played a very important role in an enterprise.

In the "famous Chinese leisure clothing city" - Shishi, the investment guarantee industry, which mainly serves the guarantee industry with small and medium-sized enterprises and private economy, is attracting more and more attention from all walks of life.

With the rise of Investment Guarantee Industry in Shishi, the shortage of professional investment guarantee professionals has become a major bottleneck hindering the development of Shishi's guarantee industry.

Recently, reporters learned from the municipal administration service center that since the first registration of insurance companies in Shishi in November 2005, there are 7 guarantee agencies in the city. Although there are more than 60 employees, there are less than 20 professionals in the project investment and guarantee business.

Judging from the scope of operation of the existing Guarantee Corporation in Shishi, it mainly provides SMEs with various guarantee businesses, such as liquidity guarantee, personal financing loan guarantee, litigation guarantee, performance guarantee, and so on.

All related businesses need talents with professional knowledge in finance, law, risk assessment and intermediary services.

Due to the lack of professional talents and other factors, there will not be more than 2 guarantee institutions that operate normally.

In recent years, many enterprises in Shishi have increased capital upgrading and expanded production scale. These enterprises need considerable funds in the process of development and upgrading and pformation.

From the analysis of the current service providers in Shishi, the entry enterprises and personal loan businesses of the parks in the Yuanyang pond market, such as cloth enterprises, the clothing and business park, etc., are the key objectives of these guarantee institutions. The amount of guarantee provided is less than 2 million yuan to 3 million yuan.

"The guarantee industry is a huge and high-risk industry."

It is reported that the financing cost of guarantee banks is much higher than that of banks.

Now, in accordance with the relevant policies of the state, the entry threshold for guarantee institutions, the guarantee fund has increased from more than 30 million yuan to more than 100 million yuan, and the entry threshold and conditions of the guarantee agencies' service objects are also more restrictive.

The cost of the enterprise's financing includes the assessment fee, the storage fee, the insurance fee, the interest and the salary of the personnel. The cost is quite high, which leads to the sufficient risk prevention awareness among both the Guarantee Corporation and the subject in the secured financing.