Is It Difficult To Apply For Unsecured Loans? Do You Want To Use Credit Cards?

Using credit cards is cheaper than unsecured loans. In the case of Everbright Bank credit card, which charges less fees, it charges only 0.5% of the handling fee per year, with an annual interest rate of only 6%. Compared with standard lending rate of Standard Chartered Bank, the benchmark interest rate for individual unsecured loans is 7.9%-9.9% per year, which is the original interest rate.