What Is The Loan Recovery Rate?
Loan recovery rate refers to loans within a certain period. Recovery amount To a certain extent, the proportion of loans or accumulative amounts reflects loan recovery and loan management level.
Loan recovery is measured.
business
The important index of the bank's management level is to grasp the true value of the raw materials, products or inventory, and the capital utilization of the enterprise through the futures market, which plays a positive and effective role in controlling the loan risk and improving the quality of the credit assets of commercial banks.
Formula for calculating loan recovery rate
The formula for calculating the loan recovery rate is:
Accumulated loan recovery ratio = accumulated loans during the current period
Recovery amount
Cumulative loan amount for the current period
To overdue loan recovery rate = current period to overdue loan cumulative recovery / current period to overdue loan cumulative amount
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