Silver haired people are more vulnerable to accidental injuries and diseases than young people. They may encounter money needs at any time.

Therefore, the silver haired people should put money on cash management tools that are easy to cash in. They need to be paid at any time when they are in use. Cash savings or highly mobile products are more suitable for them.

If the children plan for their parents' pensions open source, they can also put their principal in a sound basket as much as possible.

The aggressive high risk and high yield channels such as the stock market are more suitable for "younger brothers" and are not suitable for the silver haired people, because once the principal is substantially reduced, they will seriously affect the pension life and physical and mental health of the seniors.

In addition, in view of the fact that there has been a precedent for decades of "deposit slip policy" and cash realisation in the elderly, and the old people's "ear roots are relatively soft", they are not very familiar with some fresh things.