Since entering the three quarter of this year, Triangle debts The problem still troubles most shoe and clothing enterprises. In the second quarter of this year, many shoe and clothing enterprises are short of funds and the problem of hand tension has been very prominent. After a quarter of the past, the tense situation of funds has not been alleviated, but there is a growing trend. It can be described as very vivid. Now the shoe companies are "willing to split up in two parts." the relevant people believe that this year is the most serious shortage of funds since 2007. At the moment, the capital environment is still tight, and "triangle debts" may become the last straw in enterprises such as shoes and clothing.

So how does such a serious triangle debt come into being? In the so-called "triangle debt" behavior, it is mostly due to the non timely payment of commercial non credit behavior such as consignment, sale, credit sale and so on in the purchase and sale contract, and over contract delivery, backlog of oversold products, and some even simply pursue the development speed and other reasons. Of course, in recent years, the central bank has constantly raised the deposit reserve, which has fueled the formation of "triangle debts". As a result of tight money, most of the small and medium-sized shoe enterprises have difficulty in running business, which makes banks even more serious about the "threshold" of banks' loans to SMEs, and intensifying the recovery of loans that have already been loaned out.

On the surface, the formation of "triangle debts" is due to the fact that Sale The debt problems in various sectors and the tightening of monetary policy are, in essence, the serious consequences of disrupting the rules of the industry as a whole. Because most small and medium-sized enterprises lack competitive advantage when entering the market, they can not compete with the mature enterprises in terms of capital strength and are eager to open the market. Therefore, unfair competition means credit sale, which has caused a deep disaster for the whole local industry crisis. This low cost, low profit credit sale spreads like weeds in the market. Finally, a dealer with a reputation will suffer.

　　 In the face of this grim reputation, stone lions Shoes and clothing How should the industry be resolved and how to prevent such crises from becoming a threat to the whole industry again?

First of all, the government must intensify efforts to rectify the entire Shishi shoe and clothing industry, severely crack down on unfair competition, and seriously deal with the "rat feces" that "mess up the whole pot of porridge". Secondly, we must establish a strict credit audit system for newly upgraded small and medium-sized shoe and clothing enterprises, strengthen the credit supervision of small and medium-sized shoe enterprises, and eliminate the illegal and improper behaviors of small and medium-sized shoe enterprises from the source. Finally, we must strengthen the cooperation and cooperation of the whole industry, strengthen the cohesive force of the whole industry and tide over difficulties through mutually beneficial cooperation. {page_break}

Of course, the above way is only "palliative." To fundamentally solve the problem of "triangle debt", we must establish an effective and sound credit system. The essence of modern market economy is credit economy. Credit sales have become the most effective means for merchants to win customers, expand sales and scale of operation. The way of credit based settlement must be replaced by cash settlement and the dominant mode of spanaction between shoes and clothing enterprises. Therefore, the traditional and backward settlement methods and credit management level of shoes and clothing enterprises in China are far from meeting the needs of future domestic and international market competition. Only by establishing a perfect credit system, the problem of delinquency between shoe and garment enterprises in China's shoe and garment enterprises is expected to be completely solved.