< p > according to sources, after Alibaba's 3 billion 300 million entry into Hengsheng electronics, insiders predict that the purpose of Alibaba is to develop fingerprint payment function for Alipay.

Today, sources confirmed the property, saying Alipay is testing the fingerprint payment function of mobile phones, and is testing many smart phones supporting fingerprint recognition, including unlisted cloud OS phones.

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< p style= "text-align: center" > < img border= "0" align= "center" alt= "" src= "" /uploadimages/201404/12/20140412042610_sj.JPG "/" < > > "

< p > according to sources, < a href= "//m.pmae.cn/news/index_cj.asp" > Alipay < /a > has long been a technical reserve for fingerprint payment. At present, experimental machines have entered the stage of internal testing, and they are also open to the cooperation of mobile phone providers.

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< p > in addition, Alipay's fingerprint payment function will take the lead in the realization of foreign brand phones, so the possibility of Samsung GALAXY S5 seems to be the largest.

And wait until the second quarter will fully support the domestic fingerprint mobile phone, of which < a href= "//m.pmae.cn/news/index_cj.asp" > Ali group < /a > cloud OS is being tested.

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< p > however, fingerprint payment is still facing difficulties. First of all, there is no mature a href= "//m.pmae.cn/news/index_cj.asp" > fingerprint < /a > component supplier. At present, there is no large-scale fingerprint recognition cell phone in China.

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< p > followed by the availability of fewer models. In addition to iPhone 5S and Samsung GALAXY S5, only vivo Xplay3S and HTC One Max four mobile phones have the function of fingerprint recognition. It is expected that domestic fingerprint phones will be listed on the market after the second quarter of this year.

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< p > related links: < /p >

< p > at present, when the variables such as macroscopical environment and market change obviously, whether the compliance policy needs to keep pace with the times, we have to mention innovative behaviors and concepts.

Innovation is the ability to understand and satisfy the needs of human beings on the basis of change.

Compliance is a code of conduct to satisfy people's demand for maximizing revenue.

In essence, the two are created to maximize the value of people's needs.

The core of the two is overlapping.

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< p > however, in the process of financial institution reform over the past decade, the low efficiency of financial institutions caused by insufficient innovation has constrained the reform of China's financial system.

It seems that compliance and innovation are paradoxes, and the two have separate boundaries.

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< p > look at the definition of innovation. Innovation is the re creation of human discovery and the re creation of the material world.

Through the re creation of the material world, mankind creates new contradictory relations and forms new material forms.

From this point of view, it is obvious that resolving contradictions and reconstructing contradictions is a natural cycle, and the effective way to link this cycle is endless innovation.

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< p > to solve the contradiction between compliance and innovation is innovation. Only by innovating can we redistribute and reinventing different interest groups.

There are two intersections between compliance and innovation.

As credit is the same, first and foremost is the operation of good faith compliance, but if we want people to enjoy the commercial value and social value brought by finance, we need to constantly focus on customer needs for innovation so that people can enjoy the convenience brought by finance.

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