< p > the people's Bank of China "a href=" http://sjfzxm.com/news/index_q.asp "financial" /a "market secretary, Ji Zhihong, recently held the" Fifth China micro credit innovation forum ", said that the small loan companies with sound operation and financial policy guidance should give more development space and policy support, and appropriately relax the financing channels.

For high-risk companies, we need to implement more flexible supervision, improve the market exit mechanism and strictly restrict their external financing.

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< p > Ji Zhihong said that the development of the small loan company reflects the exuberant financial demand under the background of China's rapid economic growth. This system innovation meets the needs of different levels of finance, and plays an important role in China's economic restructuring and financial resources allocation.

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< p > he pointed out that < a href= "http://sjfzxm.com/news/index_q.asp > > any /a > innovation, especially in the financial field, must pursue the balance of supervision and regulation." on the one hand, we should provide space for innovation, and at the same time, we should make this innovation take a road of sustainable development ".

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< p > Ji Zhihong said, because it is generally believed that small loan companies do not absorb deposits, mainly using their own capital, and the risk spillover is relatively low, so they can be differentiated from banks in terms of regulation.

"There should be no one size fits all in regulatory thinking and policy support.

We should give more development space and policy support to the enterprises with sound operation and financial policy orientation, and enhance their services to agriculture, rural areas and farmers.

We should implement more flexible supervision and improve the market exit mechanism for high-risk small loan companies.

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< p > for the financing of small loan companies, Ji Zhihong said that the guidance issued by the central bank has made some provisions on the sources and quantities of external financing for small loan companies, but in fact, some small loan companies have already obtained external financing from individual channels.

Therefore, we should also treat the financing channels loosening.

"Appropriate financing channels should be relaxed for high-quality small loan companies, and direct financing should be discussed in the form of directional bonds issuing and supporting asset pfer.

On the other hand, we must adhere to the strict restrictions on external financing for high-risk institutions.

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< p > > a href= "http://sjfzxm.com/news/index_q.asp" > Ji Zhi Hong < /a > also indicated that infrastructure construction of small loan companies, including integrity system and credit rating pilot, is also very important. The next step is to expand the scope of credit rating on the basis of previous pilot projects, optimize the index system of rating, access credit system, optimize the construction of payment environment, and improve the financial infrastructure to enhance the convenience of small loan companies.

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