Secret 1: choose lifestyle

I remember an experience 50 years ago.

At that time, he and his grandmother went to a beach.

He could not wait to rush into the sea, but Grandma moved toward the water bit by bit.

She lifted the water, first raised her arms to the other parts of her body.

Grandma is adjusting to the change in water temperature.

Mark did things in an instant, but grandma seemed to spend a whole life.

The story contains many elements.

You can think of it as an insurance factor for your future.

Before you enter the water, you need to know what you will encounter, so that you can have a good deal of things when you come and have a way to escape.

Before making a positive decision to change your life, you need to prioritize and weigh the pros and cons of the choice.

2: ensure family first

In 1984, Senator Paul.

Sanchez was diagnosed with lymphatic cancer.

In order to spend more time with his family, he gave up his highly prestigious job.

Just like a wise friend said, "no one wants to spend more time in the office before he dies."

You can earn the living needs, solve financial problems - even prosperity and prosperity - but do not necessarily want you to act as workaholics: there is no time to play games, repair fences, or stop to smell the roses.

In short, whether it is traditional family or modern family, the meaning of family can not jump the same meaning: family members live together and let life grow.

Secret 3: nurturance

habit

To succeed, you have to develop the habit of starting a business: versatile, flexible, good at selling yourself, managing personal finances, prioritize things, and always preparing to quit.

Today's employees need psychological preparation for job hopping.

On average, job hopping is usually 4 to 8 years.

It is a good experience for you to run one or two small businesses before putting your ideas into practice.

It is very helpful for your starting, business and experience accumulation.

We regard it as the "trump card" in your hands.

You may quit your job because you like the trump card in your hands, or you may prepare for the pformation of your job.

Secret 4:

Every penny

Maybe you don't believe that saving small money is worth it.

Small money, though small, increases rapidly.

If you drop coins two times every day in the savings pot (second days, two days, third days, four, eight, and continue), by the end of the month, your money box will be very expensive because it is already a 5 million dollar 500 million cent coin.

How much money you can save a fraction of your money can bring you tremendous wealth.

If we make the best use of every penny we accumulate, we can still meet the basic needs of life and the broad desires in our hearts.

Secret 5: invest in your debt.

A story circulated everywhere: when the famous Wiley was asked why he wanted to rob a bank, he replied, "because there is money here."

Wiley may be a villain, but he is not a fool.

He chose the right target.

But if you can invest in a bank instead of robbing it here, things will be better.

Debt is equivalent to financial Russian Roulette - the gun is loaded with bullets! You never know which day unemployment, medical crisis, divorce, or even leaky roofs will trigger your financial crisis.

So it's the wisest way to minimize debt. There's another reason: you can save yourself a lot of money.

Secret 6: planning financial prospects

Assuming that your property has not increased greatly and you haven't got any first-class investment in your work life, you will still earn a fortune.

For example, you and your spouse are 25 years old. Your family's income is the same as that of ordinary American families - the latest estimate of $54910 a year.

If you two people work until you are 65, even if your income never increases, there will be no excessive cost of living. In the end, you will earn more than 2 million dollars.

If your salary grows at a rate of 3% every year, you will end up earning more than 4 million dollars.

What else did you say? You became a millionaire.