Question: our company has just started, the product is a harmless organic fertilizer. It has done some experiments in some vegetable bases in Hebei and Shandong, and the effect is good, attracting many customers to sign the bill.

The difficulty now is lack of capital to expand production and not knowing how to raise funds.

The company has a production line of 1000 square meters.

But the loan is very difficult. I am not sure about the specific procedures. How can our company raise a fund? (questioner: best shooter) answer: it is recommended to proceed from the following aspects.

1. debt financing a) financing from banks and other financial institutions.

This method is generally not applicable to an enterprise at the stage of entrepreneurship, because at this time, enterprises have not established credit on the one hand, and enterprises also lack fixed assets for collateral or guarantee.

If enterprises have the necessary assets and are in urgent need of capital turnover, pawnshops may be a quicker choice than banks.

B) selective financing

。

That is to say, the fixed assets such as equipment and facilities used by enterprises can not choose to buy, but to find the form of leasing by leasing companies, which can save a large amount of fixed capital expenditure for enterprises.

Of course, your business profit margin must exceed the lending rate in this way.

C) direction

Financing.

This refers to the enterprise to make reasonable accounts receivable policy, through the full use of suppliers to deal with the account payment period, to achieve the purpose of using the supplier funds to carry out the turnover.

D) to others

Financing.

In the early stage, enterprises can choose to finance other acquaintances and other creditors. However, such financing methods must fully and reasonably design relevant optional clauses, such as the qualification and conditions of stock ownership at some time after the creditors are granted.

E) existing shareholders' loans.

Shareholders lend to the company instead of increasing capital into shares, and then withdraw when the capital turnover is normal.

2. equity financing a) existing shareholders' capital increase; b) attracting new shareholders to join; c) seeking venture capital.

However, in addition to seeking funds outside, enterprises should manage the cash in the company's accounts, and the cash generated from them is relatively reliable.

At the beginning of a business, it is not appropriate to pursue "big" blindly.