It is understood that the CBRC and the banking association are studying new trends in eight industries such as steel, coal, oil, textiles and real estate, and analyze the risk of bank lending.

The CBRC believes that the economic downturn has caused many industries and fields to get into trouble and pmit risks to the banking system.

Identify the industry risk for banks to guide the "financial network" reported that the CBRC Research Bureau this month will mainly through the credit database, the bank reported specific data, etc., to analyze the industry credit risk, the banking association will carry out some investigations.

These studies are aimed at identifying the risk situation of various industries, giving guidance to bank lending, and not intervening too much in risky industries.

It is worth noting that many of the industries mentioned above are also listed in the "ten major industries revitalization plan".

According to the analysis of the industry, support for enterprise restructuring, technological pformation and expansion of financing support from the industrial revitalization plan is inseparable from the bank's funds; therefore, after the loan continues to grow, the regulatory authorities pay more attention to the risk of centralized investment.

Editor in chief: Xu Qiyun